Privacy Policy

1. Information We Collect

1.1 Personal Information

When you create an account or use our services, we may collect:

• Name and email address
• Account preferences and settings
• Usage data and analytics
• Communication preferences

1.2 Usage Data

We automatically collect information about how you interact with our platform:

• Pages visited and features used
• AI chat interactions and queries
• Device information and browser type
• IP address and location data

2. How We Use Your Information

We use your information to:

• Provide and improve our AI-powered stock market services
• Personalize your experience and recommendations
• Process payments and manage subscriptions
• Send important updates and marketing communications (with consent)
• Ensure platform security and prevent fraud
• Comply with legal obligations

3. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party services that help us operate our platform (payment processing, hosting, analytics)
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share your information

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against:

• Unauthorized access or disclosure
• Data loss or corruption
• Malicious attacks and breaches
• Human error and accidents

5. Your Rights (GDPR)

Under GDPR, you have the following rights regarding your personal data:

• Right to Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data
• Right to Portability: Receive your data in a structured format
• Right to Object: Object to processing of your data
• Right to Restriction: Limit how we process your data
• Right to Withdraw Consent: Withdraw consent at any time

To exercise these rights, please contact us at privacy@askstocksgpt.com

6. Data Retention

We retain your personal information only for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Improve our services and user experience

When you delete your account, we will delete or anonymize your personal data within 30 days, except where we need to retain certain information for legal or legitimate business purposes.

7. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your preferences and settings
• Analyze how you use our platform
• Provide personalized content and recommendations
• Ensure security and prevent fraud

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our platform.

8. International Data Transfers

Your data is primarily processed and stored in the European Union (EU). If we need to transfer your data outside the EU, we ensure appropriate safeguards are in place, such as:

• Standard Contractual Clauses (SCCs)
• Adequacy decisions by the European Commission
• Certification schemes and codes of conduct

9. Children's Privacy

Our services are not intended for children under 16 years of age. We do not knowingly collect personal information from children under 16. If you believe we have collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending you an email notification
• Displaying a prominent notice on our platform

Your continued use of our services after any changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: